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GHAMFIN is the network of Non-Bank Financial Institutions’. Membership is made up of the following:

  • Savings and Loans Companies
  • Rural & Community Banks
  • Credit Unions
  • Microfinance Companies
  • Micro Credit Institutions
  • Financial NGOs
  • Susu Enterprises.

It is worth to be noted that GHAMFIN has embraced the Certification agenda to bring more sanity and discipline in the industry.


Credit Unions Association (CUA)

CUA Ltd. supervises all Credit Unions in the country on behalf of the Bank of Ghana. The aim of Credit Unions is remain selfsustainable, facilitate an enabling environment and provide quality financial and technical services to its Primary societies. CUA seeks to promote the credit union Movement in Ghana. CUA and its Primary Societies have benefited from the pilot of the Board and Management Certification programme  and entreats all Board members and managers to undergo this training.


Sparkassenstiftung für internationale Kooperation

T h e S p a r k a s s e n s t i f t u n g f ü r i n t e r n a t i o n a l e Zusammenarbeit e.V. actively supports financial institutions that sustainably promote economic and social development at local, regional or national level through needs-based banking. Sparkassenstiftung is a German development organisation that aims to make the German Savings Banks experience accessible to similar financial institutions in developinand transition countries has been in existence for more than 25 years. Three projects  have been the focus of the organization since its move to Ghana in 2010. These are the activities within the scope of the West-African Regional Project with the Ghana Co-operative Credit Union Association (CUA), the Board and Management Certification Programme with the Ghana Microfinance Institutions Network (GHAMFIN) and the Supporting Potential Refugees and Returnees Prograwith the German Development Agency GIZ.

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